"Holmes Finance" Financial Planners do so much more than manage money or create a retirement plan. In fact they typically address your entire financial situation long before managing your money or retirement plan. Good advisers know how to take a step back and look at a client's overall financial situation and let them know whether they are on track to meet their goals. They can then look at several areas of the financial plan and make recommendations on changes to increase the likelihood of reaching those goals.
"Holmes Finance" financial planners will follow a simple process when examining your financial health and prescribing a course of action which include: gathering relevant financial information; setting life goals; examining your current financial status; coming up with a strategy for how you can meet your goals; implementing the strategy and monitoring the success of the strategy and adjusting it along the way.
"Holmes Finance" will address you and your entire financial picture, inclusive of basic financial information such as income, expenses, asset and liabilities, as well as insurance, retirement plans, education, and estate planning when analysing your situation. Typically, they will produce a customised written plan that details your financial situation and the planner's recommendations.
We will prepare a statement of advice which details the strategies you need to implement to achieve your goals. We will make recommendations in writing, detailing every step of the proposal and explain in detail the basis of the strategies we recommend as well as comprehensively outlining all fees and charges involved. Together we will address any concerns to ensure that you are completely satisfied with our recommendations and it is at this point that we mutually agree to proceed to the next step.
We will implement the agreed strategy once you are comfortable with the recommendations. We will only proceed if we believe we can add genuine value.
We will offer to regularly review your financial plan to ensure it remains on track and properly reflects your changing needs. At Holmes Finance", we understand that everyone has different needs. Our approach is not a ‘one size fits all’ solution as we take the time to ensure you receive a personalised solution that is particular to your needs and situation.
The information provided on this website and the pages contained within it have been prepared on a general advice basis only. The information has not been prepared to take into account your specific objectives, needs and financial situation. The information may not be appropriate to your individual needs and you should seek advice from your financial adviser before making any investment decisions.
