Refinancing with "Holmes Finance"

Refinancing essentially reduces the amount of interest you pay and can reduce your repayments or change the frequency in which you repay your loan which saves you money in the long run. By Refinancing your outstanding loans and other debts into one simple repayment you can save thousands of dollars. Even a half or three quarters of a percent can present major savings so it makes sense to enquire what our recommended lenders can do for you.

The advantages of refinancing a loan include:

• Get lower monthly repayments when you refinance
• Use your equity to pay off multiple debts when you refinance
• Change from a variable rate to a fixed rate for more certainty
• Refinance to a loan product that better suits your lifestyle.
• You can you borrow for an investment property
• You can have a 100% offset account available
• Reduce the amount you repay each month
• Pay off your home loan and debts faster
• You can make additional repayments
• Save thousands of dollars in interest

Ready to Refinance?

If you can answer YES to any of the following, then it may be time to speak with us about refinancing your home loan.

• I plan to renovate or move home in the near future.
• I want a more competitive interest rate on my home loan.
• I would like to switch from a variable rate to a fixed rate to get greater certainty in the level of my repayments.
• I would like to split my current loan to be part variable and part fixed.
• I would like a loan with more features than I have presently.
• I am interested in newer products that better suit my borrowing requirements.
• I want to cut debt or build wealth faster with additional or different features.
• I want to use the equity in my home for a wealth creation strategy.
• My financial situation has changed.
• I want to pay off debts quicker and cheaper by rolling them into a home loan.
• I have had my mortgage for more than 3 years.